Motorcycle Insurance in Rocky Point, NY
Motorcycle insurance doesn’t have to be tricky to navigate. At Metro Insurance Agency, we’re here to help you understand your policy so you can ride with confidence, knowing you have the right coverage in place.
Standard policies typically include: 
- Liability coverage can help pay for related expenses if you’re liable for causing injuries or property damage to others in an accident.
- Collision coverage can cover repairs if your motorcycle is damaged in a crash, regardless of who is at fault.
- Comprehensive coverage can protect your finances if your bike is damaged by non-collision events like theft, vandalism, natural disasters or fire.
- Medical payments (MedPay) coverage can help with your and your passenger’s medical expenses if you’re injured in an accident, regardless of fault.
- Uninsured/underinsured motorist coverage can cover your losses if you’re hit by an at-fault driver with insufficient liability coverage.
Who Needs Motorcycle Insurance in New York?
New York law requires most motorcycle owners to carry minimum liability insurance. However, many riders choose to add extra coverage for greater peace of mind. Some lenders may also ask for proof of collision and comprehensive insurance if you finance your bike.
Whether you ride daily, enjoy weekend trips or store your bike seasonally, having the right policy can help protect your investment and your financial well-being.
Why Choose Metro Insurance Agency?
Our team at Metro Insurance Agency is dedicated to serving riders in Rocky Point, NY. As a local agency, we’re familiar with New York’s insurance requirements and the unique risks riders face in the region. We offer:
- Personalized service from local insurance professionals
- Access to a range of coverage options and carriers
- Support with claims and policy questions
Contact us today for a personalized quote.