:root{
  --navy:#090909; --blue:#c9962f; --sky:#f7f1e4; --gold:#d7a62f;
  --ink:#171717; --muted:#66615a; --white:#fff; --line:#ded4bd;
  --radius:18px; --shadow:0 18px 50px rgba(0,0,0,.18);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--ink);line-height:1.6;background:#fff}
a{color:inherit;text-decoration:none}
.container{width:min(1160px,92%);margin:auto}
.topbar{background:var(--navy);color:#fff;font-size:.92rem}
.topbar .container{display:flex;justify-content:space-between;gap:18px;padding:8px 0;flex-wrap:wrap}
header{position:sticky;top:0;z-index:50;background:rgba(5,5,5,.97);backdrop-filter:blur(12px);border-bottom:1px solid rgba(215,166,47,.45)}
.nav{display:flex;align-items:center;justify-content:space-between;min-height:76px;gap:24px}
.brand{display:flex;align-items:center;gap:12px;font-weight:800;color:var(--gold)}
.brandmark{width:44px;height:44px;border-radius:12px;background:linear-gradient(135deg,var(--navy),var(--blue));display:grid;place-items:center;color:#fff;font-size:1.15rem}
.brand small{display:block;color:var(--muted);font-size:.72rem;letter-spacing:.04em;font-weight:600}
nav{display:flex;align-items:center;gap:22px;font-weight:650;color:#fff}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 19px;border-radius:999px;background:var(--gold);color:#111;font-weight:800;border:0;cursor:pointer;box-shadow:0 8px 24px rgba(215,166,47,.22)}
.btn.alt{background:transparent;color:#fff;border:1px solid rgba(255,255,255,.55)}
.btn.gold{background:var(--gold);color:#111}
.hero{background:
linear-gradient(110deg,rgba(0,0,0,.98),rgba(25,25,25,.93)),
radial-gradient(circle at 80% 30%,rgba(215,166,47,.55),transparent 36%);
color:#fff;padding:92px 0 80px}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:54px;align-items:center}
.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-weight:800;font-size:.8rem;color:#efc867}
h1{font-size:clamp(2.55rem,5vw,4.8rem);line-height:1.02;margin:.25em 0}
.hero p{font-size:1.18rem;color:#eee8dc;max-width:700px}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.hero-card{background:#fff;color:var(--ink);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow)}
.hero-card h3{color:var(--navy);margin-top:0}
.quick-links{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.quick-links a{border:1px solid var(--line);border-radius:13px;padding:14px;font-weight:700;background:#fffaf0}
section{padding:78px 0}
.section-head{max-width:760px;margin-bottom:34px}
.section-head h2{font-size:clamp(2rem,4vw,3.2rem);line-height:1.12;margin:.15em 0;color:var(--navy)}
.section-head p{color:var(--muted);font-size:1.08rem}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{border:1px solid var(--line);border-radius:var(--radius);padding:26px;background:#fff;box-shadow:0 8px 26px rgba(0,0,0,.08)}
.card h3{margin:.55em 0 .3em;color:var(--navy)}
.icon{width:48px;height:48px;border-radius:14px;background:var(--sky);display:grid;place-items:center;font-size:1.45rem}
.band{background:var(--sky)}
.process{counter-reset:steps}
.step{position:relative;padding-left:64px}
.step:before{counter-increment:steps;content:counter(steps);position:absolute;left:0;top:0;width:42px;height:42px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:800}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:42px;align-items:center}
.checks{display:grid;gap:13px}
.check{display:flex;gap:12px;align-items:flex-start}
.check b{color:var(--navy)}
.cta{background:var(--navy);color:#fff;border-radius:28px;padding:44px;display:flex;justify-content:space-between;align-items:center;gap:30px}
.cta h2{margin:0;font-size:clamp(1.8rem,3vw,2.8rem)}
footer{background:#050505;color:#e9e1d2;padding:56px 0 28px}
.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:34px}
footer h4{color:#fff;margin-top:0}
footer a{display:block;margin:7px 0;color:#e9e1d2}
.legal{border-top:1px solid rgba(255,255,255,.13);margin-top:35px;padding-top:22px;font-size:.88rem;color:#b9aa8d}
.page-hero{background:var(--navy);color:#fff;padding:60px 0}
.content{max-width:850px}
.content h2,.content h3{color:var(--navy)}
.form{display:grid;grid-template-columns:1fr 1fr;gap:15px}
.form .full{grid-column:1/-1}
input,textarea,select{width:100%;padding:14px;border:1px solid #cbd8e1;border-radius:11px;font:inherit}
textarea{min-height:140px}
.notice{font-size:.86rem;color:var(--muted)}
.menu{display:none}
@media(max-width:850px){
 nav{display:none}.menu{display:block}.hero-grid,.two-col,.footer-grid{grid-template-columns:1fr}.grid-3{grid-template-columns:1fr}.hero{padding-top:64px}.form{grid-template-columns:1fr}.form .full{grid-column:auto}.cta{align-items:flex-start;flex-direction:column}
}

.logo-brand img{display:block;width:min(360px,44vw);height:auto;max-height:58px;object-fit:contain;object-position:left center}
.footer-logo img{width:min(320px,70vw);filter:none}
@media(max-width:850px){.logo-brand img{width:min(285px,68vw);max-height:52px}}

nav a:not(.btn){transition:color .2s ease}
nav a:not(.btn):hover{color:var(--gold)}
.card{border-top:3px solid transparent;transition:transform .2s ease,border-color .2s ease}
.card:hover{transform:translateY(-3px);border-top-color:var(--gold)}
.quick-links a:hover{border-color:var(--gold);background:#fff6dc}
input:focus,textarea:focus,select:focus{outline:2px solid rgba(215,166,47,.35);border-color:var(--gold)}
@media(max-width:850px){header nav{color:#fff;border-top:1px solid rgba(215,166,47,.35)}}